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6. From Adversity to advance: A Community-Driven motion to Reform Payday Lending in Texas

6. From Adversity to advance: A Community-Driven motion to Reform Payday Lending in Texas

Ann Baddour could be the state manager of Texas Appleseed’s reasonable services that are financial.

She received her bachelor’s level through the University of Texas at Austin into the Arrange II Honors Program. This woman is a Fulbright Scholar, by having a Master of Public Affairs from the Lyndon B. Johnson class of Public Affairs and a Master of Art in center Eastern Studies, both through the University of Texas at Austin. She’s got posted many studies linked to high-cost financing, consumer defenses and monetary exploitation. She actually is associated with efforts to reform laws payday that is governing car name lending. She additionally advocates for customer defenses to handle exploitation that is financial of populations, and enhanced defenses against abusive business collection agencies methods. She ended up being an associate associated with customer Financial Protection Bureau’s Consumer Advisory Board, serving a term that is four-year ended in 2018. She served as Vice seat for the Board in 2017 so when Chair in 2018.

Steve Wells was the pastor associated with the Southern Main Baptist Church in Houston, Texas for sixteen years. He holds three levels from Baylor University (Bachelor of Arts, Master of Divinity, and physician of Ministry) and has now finished their postdoctoral research at Oxford University.